Helpful Downloadable Files

These files are designed to help the beginner & intermediate individuals looking to understand and improve their personal finances.

The financial overview file will help you get a big picture understanding of what is flowing in, what is flowing out, what can be expected to be leftover, and encourage basic budgeting practices.  (Recommended 1st.  Might all be that is needed.)

The detailed budgeting file will help detail-oriented people organize, forecast, really scrutinize their expenses, and encourage basic analysis of expenditures.  (Recommended if details on expenses are preferred or high accuracy in forecasting is needed.)

The two files can work together well to build a solid picture and understanding of your financial footing.